— A Personal Journey into Navi Mumbai’s Emerging Frontier
There’s a place I keep going back to — not just in person, but in thought.
It’s where fresh roads meet fresh dreams. Where hills kiss the sky.
Where a new Navi Mumbai is quietly unfolding…
It’s called Upper Kharghar.
But what really is Upper Kharghar? Why are so many people talking about it?
And if you’re someone considering a home or investment here — what should you truly know beyond the hype?
This guide isn’t just a map.
It’s a mindset shift, a story, and most of all — a personal invitation to explore what your future could look like here.
Is Upper Kharghar Even Real? Or Just a Developer Gimmick?”
👉 Short Answer:
Technically, there is no official ‘Upper Kharghar’ in CIDCO or government documents.
It’s a market-created term — coined by developers and brokers to describe the elevated, expanding, and under-development belt beyond Sector 30 of Kharghar, including Pendhar, Owe, and nearby villages.
So yes — locals are not wrong.
But also — developers aren’t entirely lying.
Let’s Understand How It Emerged (and Why It Stuck)
| What Happened | Why It Happened |
| Land prices in core Kharghar skyrocketed post-2019 | Developers started exploring nearby, cheaper zones |
| CIDCO released new sectors (34–40) & Metro line expanded | Builders wanted a way to position it as “part of Kharghar” |
| Villages like Owe, Pendhar, and Koyana began developing flats | But had no official sector names — hence needed branding |
| Builders started using “Upper Kharghar” in marketing | Sounded premium, directional, and emotionally aspirational |
| Homebuyers began accepting it as the next Kharghar | Especially when metro and roads became visible on-ground |
Why People Still Buy Here Despite the Confusion
- It offers affordability: ₹35–60L vs ₹80L+ in Lower Kharghar
- It’s connected by Metro & KTLR (real, tangible infrastructure)
- RERA-approved projects are rising with proper amenities
- It’s within CIDCO’s extended master plan, even if not officially called “Upper Kharghar”
So Is It a Lie? Or Just Branding?
It’s branding, not fraud.
It’s similar to how:
- “Upper Andheri” came up in Mumbai
- “New Panvel” wasn’t on official maps but became a known zone
- “South Navi Mumbai” got used to position Ulwe and Pushpak Nagar
Upper Kharghar = Real location, unofficial name.
What matters is project legality, livability, and potential, not what the zone is called.
Revaa Homes’ Truth-first Approach
Don’t buy because it’s called Upper Kharghar.
Buy because it’s RERA-registered, CIDCO-backed, metro-connected, and aligns with your long-term goals.
The name won’t give you returns. But the location, infra, and timing will.
Where Exactly is Upper Kharghar Consider?
Upper Kharghar isn’t officially demarcated, but locally and in real estate circles, it refers to the newly emerging belt beyond Sector 30 of Kharghar, encompassing:
- CIDCO Sectors 34 to 40
- Pendhar Metro Node
- Taloja Phase 2 (near Metro Line 14)
- Villages: Owe, Kondhe, Pendhar, Koyana Vasahat, Rohinjan (Upper Belt), Devichapada, Dhansar, Pisarve, and Ghot
This region is a mix of CIDCO-planned sectors and PMC or Gaothan villages, each with varying levels of livability, legality, and future potential.
Full Area Breakdown of Upper Kharghar
| Zone | Governance | Status (2025) | Relevance |
| Sectors 34–40 | CIDCO | Roads, drainage, plotting underway | Highest safety & livability potential |
| Pendhar (Metro) | CIDCO + PMC | Metro active; good for move-in | Fastest growing node |
| Owe | PMC / Gaothan | Hill zone; some infra issues | Scenic, peaceful, long-term bets |
| Kondhe | PMC | Under construction zone | Budget, early-stage investors only |
| Devichapada | PMC | Affordable homes cluster | Price-sensitive, needs infra attention |
| Koyana Vasahat | PMC | Plot development; basic infra | Budget-friendly, lesser resale value |
| Rohinjan (Upper) | PMC | Multiple projects launched | Metro-linked breakout belt |
| Pisarve | PMC | Adjacent to Kalamboli; airport access | Long-term strategic value |
| Dhansar | PMC | Rural yet rising | Early plotted investment potential |
| Ghot | PMC | Semi-urban; underpriced | Needs CIDCO integration |
Key Stats & Latest Developments (Mid-2025)
- Kharghar-Turbhe Link Road (KTLR) nearing completion — travel time reduced by ~30 minutes
- Metro Line 1 (Belapur-Pendhar) operational since Nov 2023
- Metro Line 14 (Taloja-Kalamboli-Khandeshwar) under construction
- Colliers & local analysts predict 7–10% YOY appreciation, with Pendhar-Sector 37 belt showing 15–20% gains already
- CIDCO’s 67,000 affordable homes project 65% complete
- Air & dust pollution reported near Sectors 34–37, Taloja MIDC, and Kharghar Hills
- Quarrying concerns raised near Tata Hospital and ISKCON zone (TOI, April 2025)
CIDCO vs PMC vs Gaothan Comparison Table
| Criteria | CIDCO | PMC | Gaothan |
| Roads | Developed / Planned | Patchy / Irregular | Unplanned |
| Water Supply | CIDCO water | Borewell/Tankers | Unreliable |
| Street Lighting | Mostly available | Limited | Sparse |
| Title Safety | Clear (N.A.) | Mixed | Legal risk |
| Bank Loan | Easily available | Selective banks | Rare, if at all |
| Livability | Gated & improving | Gated essential | Risky for families |
What Makes Up Upper Kharghar? CIDCO vs PMC Zones
Here’s where you must pause. Because this can define your experience as a resident.
Upper Kharghar is a patchwork of two realities:
🟢 CIDCO-Governed Zones:
- Sectors 34 to 40 (e.g., Valley Golf View, Owe Hills)
- Pendhar Metro zone
- Taloja Phase 2 (partly)
✅ These zones are:
- RERA-compliant
- Covered with CIDCO roads, drainage, and civic plans
- Better for long-term investment and safe homebuying
PMC & Gram Panchayat Zones:
- Owe, Kondhe, Devichapada, Koyana Vasahat, parts of Ghot and Rohinjan
⚠️ These areas are developing, but slower, and may face:
- Irregular water supply
- Limited garbage collection
- Poor road lighting
- Patchy internet
- More dust and traffic from nearby construction
So when a builder says “Upper Kharghar,” ask: CIDCO or PMC?
Because both come with different promises — and very different truths.
Latest 2025 Stats & Updates That Matter
Let’s go beyond emotions and back it up with numbers and news.
📈 1. Price Growth & Real Estate Forecasts
- Property appreciation in this belt is expected to grow 7–10% per year, says Colliers
- Some zones like Pendhar and Sector 36–37 have already seen 15–20% growth in the last 2 years
- A 37% overall upside is expected in the next 5 years due to new infra rollout
🏗️ 2. Metro & Road Connectivity Driving Growth
- Metro Line 1 (Belapur to Pendhar) is operational since Nov 2023
- Upcoming extensions toward Taloja and Navi Mumbai International Airport are expected by 2026
- Kharghar-Turbhe Link Road (KTLR): 5.5km project with a tunnel and flyover that cuts 30 mins of travel — now in final stages
🏘️ 3. CIDCO Housing Push
- CIDCO is building 67,000+ affordable homes across Navi Mumbai — with a big chunk in Upper Kharghar
- Over 65% of the work is already done and readying for possession soon
But There’s Also a Flip Side… And We Must Talk About It
❌ Environmental Concerns
- The Kharghar Hills are under threat due to rampant quarrying.
Local citizens and activists have raised alarm over dust pollution affecting areas near Tata Hospital and eco-sensitive zones.
A petition has reached the Chief Minister’s Office, seeking to halt this destruction.
(Source: Times of India)
❌ Air & Noise Pollution
- Sectors 34–37 and parts of Taloja Phase 2 are flagged for high dust levels, especially during summers
- Industrial emissions from MIDC Taloja and ongoing flyover work are contributing to air quality issues
❌ Water Shortages
- Areas under PMC like Devichapada, Ghot, Owe face inconsistent municipal water
- CIDCO is now supplying an extra 6 MLD, but challenges persist
Top FAQs Based on Real Buyer Behavior
1. Will this area really grow, or is it just hype?
Yes, and it’s visible now: Metro, roads, water infra, and housing are coming up across multiple belts. But it’s for visionaries, not instant-gratifiers.
2. Should I wait till everything is developed?
Then you’re not early. And early means profits. Behavioral mastery says: uncertainty = best pricing. Later = saturation.
3. How do I identify safe projects?
Look for RERA-registered + CIDCO-titled + Metro-linked + track-recorded builders. Avoid Gaothan unless legally vetted.
4. Can I move here with my family right now?
Yes — but only in CIDCO sectors or self-sufficient gated townships. Don’t depend on outside civic services yet.
5. What appreciation or rental can I expect?
Appreciation: 7–10% YOY on average — some pockets already gave 12–15% in 24 months. Rental demand growing near Metro.
Upper Kharghar Timeline (2025–2027)
| Year | Milestones |
| 2025 | Metro Phase 1 active; KTLR nearing launch; CIDCO infra progressing in Sectors 36–40 |
| 2026 | Metro Line 14 (Taloja-Kalamboli) operational; ISKCON temple works begin; commercial zones plotted |
| 2027 | Water grid expansion; retail belts in Sector 36, 38 functional; full Pendhar Metro loop connectivity |
Lifestyle Snapshot: What’s Ready vs What’s Missing
| Need | Status | Notes |
| Groceries | ✅ Local shops active | Sector 36, Pendhar belt |
| Schools | ⚠️ Few CBSE nearby | Lower Kharghar schools preferred |
| Hospitals | ⚠️ Clinics exist | Tata, Motherhood 15 min away |
| Cafes/F&B | ❌ Minimal | Sector 20+ has better access |
| Markets | ⚠️ Temporary setups | Sector 37 to get market soon |
Top 5 RERA-Approved Projects to Visit in Upper Kharghar
| Project | Builder | Highlights |
| Today Cloud City | Today Group | Prime Sector 37; possession-ready towers; good layout & elevation |
| Satyam Queen’s Necklace | Satyam Group | Iconic tower; 5 min from Pendhar Metro; clubhouse & gardens |
| Mahaveer Exotique | Mahaveer Group | Budget 1 & 2BHK; growing rental crowd; peaceful back belt |
| Dream Meadows | Dream Group | Compact township with scenic views near Kondhe |
| Sai Proviso Atlantis | Proviso Group | Full-scale township; CIDCO title; family oriented amenities |
Final Word — From Revaa to You
Upper Kharghar is not perfect — but it’s progressing. It’s not glossy — but it’s growing.
If you’re the kind who wants both emotional peace and smart financial sense,
this might be your window — before it closes.
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